Medicare and senior insurance
Local Medicare help, wherever you live
Medicare plans are sold county by county. US Senior Insurance brings together local senior insurance sites in Texas, Florida and Kansas, plus straight answers on plans, costs and deadlines for everyone else.
- Medicare Advantage and Medigap
- Part D drug plans
- Free yearly plan reviews
- Final expense coverage
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A licensed agent will reach out during business hours, Mon-Fri, 9am-5pm local time. You can also find your local office.
Annual Enrollment: October 15 to December 7, 2026
Plans for 2027 change on January 1. The Part D out-of-pocket cap rises to $2,400 and the maximum deductible to $700. See what changes in 2027.
Locations
Find your local Medicare site
Each city in our network has its own page and local team focused on the plans, doctors and hospitals in that market.
Coverage
The plans we help with
Medicare Advantage
Bundled Part C plans with networks, a yearly cost cap and extras.
Learn moreMedicare Supplement
Plans that pay the gaps in Original Medicare, with no network.
Learn morePart D Drug Plans
Prescription coverage with a yearly out-of-pocket cap.
Learn moreFinal Expense Insurance
Small whole life policies to cover funeral and end-of-life costs.
Learn moreFree Plan Review
A yearly check of your plan before Annual Enrollment closes.
Learn moreHow it works
A free plan review in three steps
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1
Tell us the basics
Your ZIP code and what you need help with. It takes under a minute.
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2
Talk with a licensed agent
They go over your doctors, prescriptions and budget, then compare plans sold in your county.
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3
Decide on your own time
You get a clear side-by-side. Enroll if a plan fits, or keep what you have. No pressure.
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4
Check in every fall
Plans change each January. We can review your plan again before the next Annual Enrollment.
Guides
Medicare, explained without the jargon
- Turning 65Your 7-month window, start dates and first decisions.
- Enrollment PeriodsEvery sign-up and switch window, with start dates.
- Advantage vs. MedigapThe two main paths compared on cost, networks and travel.
- Medicare Costs in 2026This year's premiums, deductibles and drug cap.
- What Changes in 2027The new Part D numbers and what to review this fall.
- Part B Late PenaltyHow the 10% penalty adds up and how to avoid it.
FAQs
Questions people ask us first
What is US Senior Insurance?
US Senior Insurance is the home of a network of local senior insurance sites in Texas, Florida and Kansas. We publish plain-English Medicare guides and connect people with licensed agents who know the plans in their county.
Is US Senior Insurance part of Medicare or the government?
No. We are a private company. We are not connected with or endorsed by the U.S. government or the federal Medicare program.
Does a plan review cost anything?
No. Licensed agents are paid by insurance companies when someone enrolls. The review is free and you are under no obligation to change plans.
When can I change my Medicare plan for 2027?
Annual Enrollment runs October 15 to December 7, 2026, and changes start January 1, 2027. See every window in our enrollment periods guide.
Do you only help people in your listed cities?
Our local sites cover specific metros, but you can request a free review from anywhere. A licensed agent will check the plans sold in your county.
Make the most of Annual Enrollment
Get a free review of your 2027 options before December 7. Bring your doctors and prescriptions, and we'll do the comparing.